Summary: South African shoppers use cards, instant EFT and wallets. Offering the right mix improves conversion.
A smooth checkout with familiar payment methods matters to South African online shoppers.
Common methods
- Credit and debit cards
- Instant EFT
- Digital wallets
- Buy-now-pay-later options
Local gateways
Providers such as PayFast, Yoco, Peach Payments and Ozow support popular local methods, while international gateways suit cross-border sales.
Clear costs
Show prices in rand with delivery costs early in the journey.
Fraud protection
Use 3D Secure and fraud screening to protect your store.
FAQs
Which gateway should we choose?
It depends on your platform, products and customers.
Can we accept international cards?
Yes, with gateways that support them.
Is instant EFT popular?
Yes, many shoppers prefer paying directly from their bank.
